Wealth Creation Today®
Create your wealth and secure a better future for tomorrow
Real World Financial Education
Our direction in life should not be determined by financial circumstances. Instead, we should learn how to plan our finances in order to support the direction we decide to pursue in our lives. Join us for a two-day financial planning course designed to help 35 – 50 year old professionals make informed decisions for creating and maximizing your wealth. You will learn from our CERTIFIED FINANCIAL PLANNER™ professional on topics from building a nest egg to converting your IRA to a Roth IRA.
You’ll receive the tools and confidence you need to create the wealth and retirement you’ve always dreamed of.
Class tuition is $49. The course comes complete with a 200-page textbook with examples and illustrations, which is yours to keep.
Session One
Section 1: Life and Wealth Planning
- Financing your life goals
- Establishing S.M.A.R.T. financial Goals
- Personal financial statements
- Managing an annual budget
- Income vs. wealth accumulation
- Dual-income family considerations
- Planning an early retirement
Section 2: Barriers to Wealth Accumulation
- The wealth accumulation formula
- 14 wealth planning mistakes
- Debt reduction strategies
- Inflation trends & purchasing power of money
- Leveraging the time value of money
- Overcoming investment fears (opportunity cost)
- Ordinary income vs long-term capital gains
- 12 strategies to save money on taxes
Section 3: Tax Advantaged Investment Vehicles
- Maximizing the value of your paycheck
- 401(k) and other benefit plans
- Rollover defined-considerations
- Traditional vs ROTH IRAs
- IRA to Roth IRA conversions
- SIMPLE & SEP IRAs
- Health savings vs flex spending accounts
- Tax-advantaged annuities
- Employee stock options
- Choosing beneficiaries
Session Two
Section 4: Managing Family Finances
- Discussing money inside the home
- Raising financially aware children
- Navigating child tax credit phase-outs
- Guardian IRAs
- College funding investment vehicles
- Protecting your parents from scams
- Social Security & Medicare
- Long-term care for parent
- Estate planning
- Wills, trusts & inheritance
- The probate process
- Stretch IRAs
Section 5: Investment Strategies
- Considerations before you invest
- Cash accounts
- Stocks & Equities
- Bonds
- Mutual funds
- Index funds
- Exchange-traded funds
- Alternative investments
- Active vs Passive investing
- Robo advisors & model portfolios
- Professional investment management
Section 6: Risk Management Strategies
- Common investment risks
- Investment risk management
- Asset Allocation
- Modern portfolio theory
- Protecting against fraud & financial scams
- Protecting yourself from cash windfalls
- Property & Casualty insurance
- Disability income insurance
- Medical & health insurance
- Comparing life insurance
Winter 2021
Classes Enrolling Now!
Contact Us for 2021 Enrollment
by calling
515-259-0813 or email us today!
Prepare yourself to create and maximize your wealth. Reserve a seat for a class. Class tuition is $49 and includes a 200-page textbook to take home.
About Your Instructor
Anthony T. Reynolds, CFP®, ChFC®
Hello, my name is Anthony. Most people call me by my first name, except when I’m in uniform. Then it’s Captain Reynolds or just “Reynolds”.
That’s because when I’m not helping clients plan for their financial future as a CERTIFIED FINANCIAL PLANNER™, I am an officer in the Iowa Army National Guard.
At my core, I love helping people and I love planning. I coach individuals and families on how to devise a plan for their financial future and I feel pride in shaping the careers of young soldiers as a company commander (the most humbling experience you’ll ever have). If I’m not doing one of those things, you’ll find me geeking out by showing people how their new tech gadget can help improve their lives. I’m proud to say I’m a CFP®, a veteran and a lover of technology.